It's a topic that deserves to be widely discussed in all communities.

Those of us who bought our first home 50 or more years ago, count ourselves very fortunate.

At that time, a single income family could usually meet mortgage repayments, raise a family and still live very modestly and comfortably.

Like most newlyweds, we lived in Sydney's reasonably-priced (cheap) flats at first, but eventually put a small deposit on a new home at Campbelltown.

Today we have what can only be described as a crisis, in affordability and supply of rental accommodation and housing to buy.

As the special report states:"There's a split between the haves and the have nots," Dr Kim Houghton.

In my opinion, it's a crisis, a real crisis.

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